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| EW #3116 LPCS, RPA is a licensed Claim Manager with the State of California.
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| Expertise in electrical devices and electronics technology.
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| 35 years experience in claims administration at an executive level working with insurers, employers, attorneys, third-party administrators, and managing general agencies.
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| EW #3577 is in practice as a litigation and insurance claim consultant and expert witness to the legal and insurance industries.
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| Consultant for insurance errors & omissions, management, customer service in personal or commercial property & casualty suits.
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| 40 years of insurance claim experience in many areas of increasing responsibility - extensive experience in Commercial Liability and Property
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| Specialize in Errors & Omissions for property & casualty insurance, personal & commercial including agency ownership, management & customer service
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| Specialist in errors & omissions cases for property & casualty including personal auto, home, umbrella, boat, valuable items, agency management, customer service & commercial lines.
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| Over 30 years experience in design of commercial structures. Experience in slip, trip, and fall cases. NATIONAL FORENSIC ENGINEERS, INC. has been engaged in more that 3000 cases.
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| Tank Storage EH&S Expert. 30 yrs Experience. 500 AST Tank Farm Terminals, Pipeline Stations, & Bulk Plants. Past ILTA, GATX, Bechtel. M.I.T. Purdue, U.S.C Grad. Plantiff & Defendent All Courts.
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| Extensive experience involving electrical designs and failures. Twenty years practice as a technical manager performing the analysis of electrical failures resulting in loss.
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| Expert witness and technical team member in a several large anti-trust civil cases in The Supreme Court of Michigan and Arizona.I provide advice on suspected strategic potential anti-trust violations.
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| 38 years legal malpractice lawyer servicing clients with all legal problems.
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| Insurance and reinsurance consultant/ 35 years of experience.
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| EW #14083 has over 10 years of experience in litigation support, trial preparation, and expert witness testimony to both Plaintiff(60%) and Defense(40%) attorneys on Fraud and Security cases.
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| National Agency. Professional investigations with emphasis upon accuracy, detail and expedience.
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| Structural and Forensic Engineer
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| Specializes in the Forensic Analysis of all types of digital assets and media (Computer Forensics) for law firms and corporate clients.
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| Looking for a florida property insurance expert?
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Find Florida Property Insurance experts and consultants for Florida Property Insurance litigation support at www.findexperts.com. Available to be Florida Property Insurance expert witnesses and provide Florida Property Insurance forensic consulting in Florida Property Insurance litigation, in addition prepare Florida Property Insurance expert witness reports for use in deposition and/or in-court trial testimony.
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Categories To Find "Florida Property Insurance" Experts:
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APPRAISAL / VALUATION |
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The appraisal value is the value of a company based on a projection of future cashflows that its owners will receive from the company's assets as well as from its current and future operations.
The appraisal value is often used to measure the financial performance of insurance companies. It is also a useful tool in measuring the viability of new ventures.
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ARBITRATION / MEDIATION |
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Arbitration is a form of mediation or conciliation, where the mediating party is given power by the disputant parties to settle the dispute by making a finding. In practice arbitration is generally used as a substitute for judicial systems, particularly when the judicial processes are viewed as too slow, expensive or biased. Arbitration is also used by communities which lack formal law, as a substitute for formal law.
Mediation consists of a process of alternative dispute resolution in which a (generally) neutral third party, the mediator, using appropriate techniques, assists two or more parties to help them negotiate an agreement, with concrete effects, on a matter of common interest. More generally speaking, the term "mediation" covers any activity in which an impartial third party (often a professional) facilitates an agreement on any matter in the common interest of the parties involved.
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ASBESTOS |
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Asbestos (a misapplication of Latin: asbestos "quicklime" from Greek ἄσβεστος: a-, "not"; sbestos, "extinguishable") describes any of a group of fibrous metamorphic minerals of the hydrous magnesium silicate variety. The name is derived for its historical use in lamp wicks; the resistance of asbestos to fire has long been exploited for a variety of purposes. It was used in fabrics such as Egyptian burial cloths and Charlemagne's tablecloth, which, according to legend, he threw in a fire to clean. Asbestos occurs naturally in many forms (see below); it is mined from metamorphic deposits.
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AUTOMOBILE ACCIDENT |
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Car accidents are damaging events involving road traffic, particularly automobiles. They can cause damage to vehicles, people or structures. Car accidents also called traffic collisions, auto accidents, road accidents, personal injury collisions, motor vehicle accidents, and (particularly by American radio traffic reporters) crashes kill an estimated 1.2 million people worldwide each year, and injure about forty times this number (WHO, 2004). The term "accident" is considered inappropriate by some, as reliable sources estimate that upwards of 90% are the result of driver negligence.
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BAD FAITH |
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Bad faith is a legal concept that can be found in many areas of the law.
In philosophy, mauvaise foi (French, bad faith) or false consciousness, as propounded by French existentialist philosopher Jean-Paul Sartre, is the flight from existential responsibility and the inauthentic embrace of choices that conflict with ones convictions.
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BANKRUPTCY |
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Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in the overwhelming majority of cases, the bankruptcy is initiated by the bankrupt individual or organization.
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CLAIMS |
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A claim is a legal action to obtain money, property or the enforcement of a right protected by law against another party.
Individuals and businesses purchase insurance policies to protect against monetary losses. In the event of a loss, policyholders submit claims, or requests for payment, seeking compensation for their loss. Adjusters, appraisers, examiners, and investigators work primarily for property and casualty insurance companies, for whom they handle a wide variety of claims alleging property damage, liability, or bodily injury. Their main role is to investigate the claims, negotiate settlements, and authorize payments to claimants, all the while mindful not to violate the claimants rights under Federal and State privacy laws. They must determine whether the customers insurance policy covers the loss and how much of the loss should be paid to the claimant. Although many adjusters, appraisers, examiners, and investigators have overlapping functions and may even perform the same job, the insurance industry generally assigns specific roles to each of these claims workers.
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CONSTRUCTION |
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In project architecture and civil engineering, construction is the building or assembly of any infrastructure. Although this may be thought of as a single activity, in fact construction is a feat of multitasking. Normally the job is managed by the construction manager, supervised by the project manager, design engineer or project architect. While these people work in offices and make the most money, every construction project requires a large number of laborers to complete the physical task of construction.
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DEFAMATION |
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In English and American law, and systems based on them, libel and slander are two forms of defamation (or defamation of character), which is the tort or delict of publishing (meaning to a third party) a false statement that negatively affects someone's reputation. "Defamation" is the term generally used internationally, and is accordingly used in this article where it is not necessary to distinguish between "libel" and "slander".
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ELDER CARE / ABUSE |
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Elder abuse is a single or repeated act or lack of appropriate action, occurring within any relationship where there is an expectation of trust, which causes harm or distress to an older person.
Elderly care or elder care is a broad term encompassing such services as assisted living, adult day care, long term care, nursing homes, hospice care, and Alzheimer's care.
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EMPLOYMENT |
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Employment is a contract between two parties, one being the employer and the other being the employee. In a commercial setting, the employer conceives of a productive activity, generally with the intention of creating profits, and the employee contributes labour to the enterprise, usually in return for payment of wages.
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EMS - Emergency Medical Service |
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The Emergency Medical Service system (known by the acronym "EMS" in the USA and Canada) is responsible for providing pre-hospital (or out-of-hospital) care by paramedics, emergency medical technicians (EMT's), and medical first responders (MFRs in US terminology). The goal of EMS is to provide early treatment to those in need of urgent medical care, and ultimately rapid transportation to an Emergency department. Stabilizing patients early (within the golden hour) significantly increases their chances of survival, particularly in the event of a heart attack, diabetic emergency, or severe physical trauma.
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ESCROW |
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Escrow is a legal arrangement in which an asset (often money, but sometimes other property such as art, a deed of title, website, or software source code) is delivered to a third party (called an escrow agent) to be held in trust pending a contingency or the fulfillment of a condition or conditions in a contract such as payment of a purchase price. Upon that event occurring, the escrow agent will deliver the asset to the proper recipient, otherwise the escrow agent is bound by his or her fiduciary duty to maintain the escrow account.
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GEOLOGY |
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Geology (from Greek γη- (ge-, "the earth") and λογος (logos, "word", "reason")) is the science and study of the Earth, its composition, structure, physical properties, history and the processes that shape it. It is one of the Earth sciences. Geologists have helped establish the age of the Earth at about 4.6 billion (4.6x109) years, and have determined that the Earth's lithosphere, which includes the crust, is fragmented into tectonic plates that move over a rheic upper mantle (asthenosphere) via processes that are collectively referred to as plate tectonics. Geologists help locate and manage the earth's natural resources, such as petroleum and coal, as well as metals such as iron, copper, and uranium. Additional economic interests include gemstones and many minerals such as asbestos, perlite, mica, phosphates, zeolites, clay, pumice, quartz, and silica, as well as elements such as sulfur, chlorine, and helium. Experts who analyze slope creep, slides, earthquake damage, fault studies, environmental contamination, and construction claims.
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INSURANCE BROKER / AGENT |
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An insurance broker sources (brokes) contracts of insurance on behalf of their customers.
The term Insurance Broker became a regulated term under the Insurance Brokers (Registration) Act 1977[1] which was designed to thwart the bogus practices of firms holding themselves as brokers but in fact acting as representative of one or more favoured insurance companies.
Insurance brokerage is largely associated with general insurance (car, house etc.) rather than life insurance, although some brokers continued to provide investment and life insurance brokerage until the onset of more onerous Financial Services Authority regulation in 2001.
Insurance broking is carried out today by many types of organizations including traditional brokerages, Independent Financial Advisers (IFAs) and telephone or web-based firms.
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INSURANCE FRAUD |
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Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider.
In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year.
Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.
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INSURANCE - GENERAL |
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General insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance typically comprises any insurance that is not determined to be life insurance, and is called property and casualty insurance in the U.S..
In the UK, General insurance is broadly divided into three areas; personal lines, commercial lines and London market.
The London market insures with large commercial risks, for example insuring supermarkets, football players and other very specific risks.
Commercial lines products are usually designed for relatively small legal entities. These would include workers comp (employers liability), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard fashion to many organisations.
Personal lines products are designed to be sold in large quantities. This would include autos (private car), homeowners (household), pet insurance, creditor insurance and others.
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INSURANCE - PROPERTY |
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Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main ways - open perils, or all risk perils, and named perils. Open perils cover all the causes of loss not specifically excluded or eliminated in the policy. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage causing events as fire, lightning, explosion and theft. Some of the more common exclusions include earthquake, flood, nuclear incidents, and war.
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INSURANCE - TITLE |
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Title insurance is insurance against defects in title to real property, available in most but not all countries. It is meant to protect an owner's or lender's financial interest in property against loss due to title defects, liens or other matter of public record. It will defend against a lawsuit attacking the title, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.
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INVESTMENTS |
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Investment or investing1 is a term with several closely-related meanings in finance and economics, related to saving or deferring consumption. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. Literally, the word means the "action of putting something in to somewhere else" (perhaps originally related to a person's garment or 'vestment').
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LICENSING |
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A license or licence is a document, contract or agreement giving permission for an individual or entity to do something (such as manufacture a product), or to apply something (such as a trademark), with the objective of commercial gain. Typically, the party giving the permission is referred to as the 'licensor' and the party receiving the licence as 'licencee' or Licensee. The licensor typically offers the license for a specified period of time. Both the Licensor and the Licensee have obligations which may be expressed in the body of the agreement or is expressed in general law.
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MARITAL DISSOLUTION - DIVORCE |
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Divorce or dissolution of marriage is the ending of a marriage before the death of either spouse, which can be contrasted with an annulment, which is a declaration that a marriage is void, though the effects of marriage may be recognized in such unions, such as spousal support, child custody and distribution of property.
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MERGERS / ACQUISITIONS |
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The phrase mergers and acquisitions or M&A refers to the aspect of corporate finance strategy and management dealing with the merging and acquiring of different companies as well as other assets. Usually mergers occur in a friendly setting where executives from the respective companies participate in a due diligence process to ensure a successful combination of all parts.
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MOTOR VEHICLE ACCIDENT MVA |
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Motor-vehicle collisions are damaging events involving road traffic, particularly automobiles. They can cause damage to vehicles, people or structures. Motor-vehicle collisions also called traffic collisions, auto accidents, road accidents, car accidents, personal injury collisions, motor vehicle acccidents, and (particularly by American radio traffic reporters) crashes kill an estimated 1.2 million people worldwide each year, and injure about forty times this number.
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PRIVATE INVESTIGATOR |
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A private investigator, or PI, is a person who undertakes investigations, usually for a private citizen or some other entity not involved with a government or police organization. They often work for attorneys in civil cases or on behalf of a defense attorney.
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PRODUCT LIABILITY |
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Product liability can mean a defective product that has caused you a injury or an illness. Product liability encompasses a number of legal claims that allow an injured party to recover financial compensation from the manufacturer or seller of a product.
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TITLE / ESCROW |
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Experts on transactions concerning money, property, deeds or bonds
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