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32 years in the life insurance industry. Has participated in over 30 cases as a litigation consultant / expert witness.

A CPCU with 40 years of experience.

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BUSINESS STRATEGY
	Strategic management is that set of managerial decisions and actions that determines the long-run performance of a corporation. It includes environmental scanning, strategy formulation, strategy implementation and evaluation and control.

INSURANCE - LIFE
	Life insurance (Life Assurance in British English) is a type of insurance. As in all insurance, the insured transfers a risk to the insurer, receiving a policy and paying a premium in exchange. The risk assumed by the insurer is the risk of death of the insured.

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